Information About Affordable Long Term Care Insurance

Long Term Care Insurance (otherwise known as LTC or LTCi) is an insurance policy that pays for extended Long Term Health Care services be it at home, adult daycare. Assisted Living, Memory Care and Nursing Homes. People of all ages require extended Long Term Health Care due to illnesses, accidents and the impact of aging. Contrary to popular belief, these services are NOT covered by regular health insurance or Medicare.

According to the U.S. Department of Health and Human Services, if you reach the age of 65 you will have a 70% chance of requiring some form of Long Term Health Care in your lifetime. This can happen at any age. According to a U.S. Senate Report, 44% of people receiving Long Term Care are working-age adults between the ages of 18-64.

Act now to safeguard your future retirement income and assets from the financial costs and burdens of aging. Affordable LTC insurance will safeguard your 401k, IRA, 403b and other assets and ease the burden extended care places on your family. Act before your retire to enjoy the most affordable options.

You May Qualify For Discounts

  • Up to 30% Spousal/Partner/Significant Other Discounts
  • Up to 15% Preferred Health Discount
  • Up to 10% Increased Deductible Credit
  • Up to 10% Savings by applying before your next birthday
  • Up to 5% Small Business Discount

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